| 5th April 2006 - NTT DoCoMo, Inc. and its eight regional
subsidiaries announced today that they will launch DCMX™
consumer credit services via iD™, DoCoMo's brand and platform
for mobile credit cards. Users of Osaifu-Keitai™ phones
with wallet functions will be able to choose from two plans
to make highly secure purchases from small to large amounts
using their phones as DoCoMo-issued credit cards.
DCMX mini™, to be launched on April 28, will offer a
monthly credit line of 10,000 yen. Making a purchase will
be as simple as waving one's phone in front of a dedicated
iD reader/writer in a store, with no signature required. Payments
will be billed together with the user's monthly DoCoMo phone
charges. There will be no membership fee to use the service.
Customers from age 12 will be able to start using the service
immediately after applying through the DCMX i-mode™ site.
Credit lines from 200,000 yen, as well as cash advances,
will be available under a separate service, also called DCMX,
which will be launched after DCMX mini. Purchases costing
over 10,000 yen will require the customer to enter a four-digit
password. The user can choose to pay in full, or in fixed
installments or on a revolving-credit basis. There will be
no membership fee during the first year, but in subsequent
years a fee of 1,312 yen (including tax) will accrue if no
transaction has taken place within 12 months. Customers from
age 18 will be able to apply either via the DCMX i-mode site
or in writing, after which they will be screened. Applications
for the DCMX service will be accepted from the end of May.
Payments made via DCMX will earn points that can be redeemed
for discounts on products and services from DoCoMo and other
participating establishments. Users will also be issued either
a Visa or MasterCard plastic card to make purchases at stores
overseas, as well as at stores in Japan that do not have iD
reader/writers.
Users under age 20 will require a guardian's consent, and
must apply at a DoCoMo Shop, accompanied by a guardian.
Customers will be able to use their mobile phones to confirm
remaining credit balances. For security, DoCoMo Osaifu-Keitai
phones can be locked remotely if misplaced or stolen. The
user will merely need to call their misplaced/stolen phone
from a registered phone number. Or, using the Omakase Lock™
service, which will be introduced later, the user will be
able to call DoCoMo to request their phone be locked. Users
can also set their phones to require a password each time
before the DCMX service is used.
The DCMX SITE showroom will open in Tokyo at the end of May
to present demonstrations and information about the concept
of mobile credit cards, and also accept written applications
to use the DCMX service.
DoCoMo also plans to offer premium a DCMX GOLD mobile credit-card
service in the future.
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